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Electronic Payments |
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Designed to enable both credit card and electronic check
payments, CyberSource electronic payment solutions work
effectively across multiple sales channels—including
Web, contact center, IVR and POS. Manage your payment
processing system in-house, using CyberSource Payment
Manager software, or outsource, using CyberSource Payment
Service, depending on your business needs. Complementary
services include gift/prepaid certificates, tax calculation,
payer authentication, and fraud screening. See our extended
services for global
payments.
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Credit Card Processing |
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Enables secure, reliable, real-time card processing in
multiple currencies. Supports universal and country-specific
card brands, as well as multiple card types (credit, check
cards, PIN-less debit, etc.) across multiple processors,
worldwide.
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Electronic Check Processing |
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Enables businesses—as well as government and educational
institutions—to accept personal or business checks
online, in real-time.
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Gift and Prepaid Certificates |
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Gives you the ability to sell, issue, and redeem gift
certificates and prepaid certificates online.
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Payer Authentication |
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Gives online merchants the ability to verify a credit
cardholder's identity to increase payment security and
decrease fraud. Supports "Verified by Visa"
and MasterCard programs.
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Recurring Billing (Subscription
Payments) |
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Supports subscription and installment
payments, enables billing via all major cards, country-specific
cards, and electronic check—in multiple currencies.
Exclusive TotalCollect™ Payment Technology helps capture
and protect up to 10% more subscriptions per year.
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Bill Me Later® |
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The Bill Me Later service allows your
customers to make purchases using an instant line of credit.
Bill Me Later helps you acquire new customers and capture
more revenue, while eliminating the risks of chargebacks
and fraud. Implement fast with our exclusive
option.
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PayPal® |
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Allows you to accept PayPal as a payment
method (similar to a credit card transaction). Helps capture
incremental sales from customers who prefer to use PayPal
for online purchases.
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Automated Payment Reconciliation |
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Automates up to 90% of electronic payment
reconciliation and chargeback management (representment)
processes. Automatically downloads processor reports, matches
payments to orders, represents chargebacks, and generates
exception reports. |
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