Selling internationally requires fully integrated global payment and risk management solutions. Requirements span the gamut of payment acceptance considerations from accepting local payment types, pricing in local currencies and dynamically updating prices with changes in exchange rates (dynamic currency conversion), authorizing and settling in multiple currencies, to managing fraud and compliance issues such as tax and export regulations. CyberSource offers a single interface to the global payment network to handle all of these considerations as your business grows.

A complete spectrum of payment types helps maximize sales reach and conversion for cross-border sales. Payment types include: General purpose bank cards and pinless debit cards, country-specific bank cards, bank transfers (Giros) and direct debit. Pre-established banking relationships negate the need to establish multiple banking relationships and legal presence.

 

Allows online sellers to offer local currency pricing to customers while eliminating currency conversion risk for both merchant and customer—even for returns and exchanges (can hedge risk for a day, or even up to one year). Dynamically converts currencies to keep prices/margins automatically updated based on exchange rates.

Multinational selling exposes Web merchants to increased risk of credit card fraud. CyberSource Advanced Fraud Screen allows merchants to safely accept orders from customers worldwide by automatically computing a risk score in less than 2 seconds based on sophisticated assessment of order attributes and tests.

Guarantee payment from international customers using payer authentication services from Visa and MasterCard. Service authenticates cardholder identity and protects you from fraud and payment risk if identity is validated.

Use to assess the fraud risk associated with international orders and minimize costly misrouting of shipments. Service automatically verifies and can standardize the address of online customers in more than 200 countries.